Alvara Capital vs. Delta Capital Group
An honest side-by-side comparison to help you choose the right business funding partner.
Delta Capital Group publishes limited detail on standardized rates and qualifying requirements. The comparison above reflects typical small-business MCA terms rather than confirmed Delta Capital specifics. Verify current terms directly with the lender.
At a Glance
New York–based direct funder offering merchant cash advances and small-business working capital advances.
Alvara Capital
Direct lender- Amount range$10,000 – $1,000,000
- Time in business6 months minimum
- Monthly revenue$10,000+
- Min credit scoreNone required
- Funding speedSame day to 24 hours
Delta Capital Group
MCA provider- Amount rangeVaries — typical small-business MCA range
- Time in businessTypically 6+ months
- Monthly revenueVaries
- Min credit scoreVaries
- Funding speedTypically 1–3 business days
Products Offered
Alvara Capital
- Business line of credit
- Business term loan
- Revenue advance
- Equipment financing
- Debt consolidation
- Short-term loan
Delta Capital Group
- Merchant cash advance / revenue advance
- Working capital
Delta Capital Group: Pros and Cons
Based on publicly available information and industry reputation.
Strengths
- Direct funder relationship
- MCA / revenue advance specialty
Tradeoffs
- Limited publicly published rate and qualifying detail — verify directly
- Narrow product menu (primarily MCA / working capital)
Where Alvara Capital has an edge
Specific areas where Alvara Capital's terms or process compare favorably to Delta Capital Group.
Delta Capital Group is a good fit if:
Borrowers specifically seeking an MCA / revenue advance who want to evaluate multiple NY-area funders.
Alvara Capital is a better fit if:
You have a credit-challenged profile, need same-day funding, have been in business at least 6 months, generate $10K+ in monthly revenue, and want a single direct relationship rather than a broker or multi-lender marketplace.
Frequently Asked Questions
What is the difference between Alvara Capital and Delta Capital Group?
Alvara Capital is a direct lender offering business funding from $10,000 to $1,000,000 with no minimum credit score required, 6 months minimum time in business, and same-day approval. Delta Capital Group is a mca provider: New York–based direct funder offering merchant cash advances and small-business working capital advances.
What credit score do you need for Delta Capital Group?
Delta Capital Group typically requires a credit score of Varies. By comparison, Alvara Capital has no minimum credit score requirement and evaluates applications based on business revenue and time in operation.
How fast does Delta Capital Group fund?
Delta Capital Group typically funds within Typically 1–3 business days. Alvara Capital offers same-day approval with funding typically completed within 24 hours of acceptance.
How much can you borrow from Delta Capital Group?
Delta Capital Group offers funding amounts of Varies — typical small-business MCA range. Alvara Capital offers funding from $10,000 to $1,000,000 depending on revenue and business profile.
Ready to see what Alvara Capital can offer?
Apply in minutes. No minimum credit score required. Same-day approval. No impact on your personal credit to check your offer.