Terms & Conditions

‍Last Updated: [July 10, 2025]

‍These Terms and Conditions (“Terms”) govern your use of the services provided by Alvara Holdings INC DBA Alvara Capital (“Company”, “we”, “us”, or “our”), including our website https://alvaracapital.com and any messaging, SMS, or communications related to your interaction with us. By accessing or using our services, you agree to be bound by these Terms.

1. Use of Service: You must be at least 18 years old to use our services. Your use of our website and messaging services is at your own risk. By submitting your information on our website, booking a consultation, or applying for funding, you consent to receive transactional SMS and/or email notifications from Alvara Holdings INC. These include appointment confirmations, reminders, and updates on your application status. Marketing or promotional SMS will not be sent without your explicit additional consent.

2. Consent & Messaging: Users must opt in to receive SMS by checking an unchecked box during form submission at https://alvaracapital.com.The opt-in language is: “By checking this box, you agree to receive SMS updates regarding your appointment and/or application status from Alvara Holdings INC.” Message frequency varies based on your interaction. Message and data rates may apply.

3. Opt-Out: You can opt out of SMS at any time by replying STOP to any message received. For help, reply HELP or email hello@alvaracapital.com.Opting out does not affect transactional emails regarding your funding application or business relationship.

4. Third-Party Links: Our site may contain links to third-party websites. We do not control and are not responsible for their content or privacy practices.

5. Disclaimer & Limitation of Liability : Our services are provided “AS IS” and “AS AVAILABLE. ”We do not guarantee uninterrupted or error-free service. To the maximum extent allowed by law, Alvara Holdings INC shall not be liable for any damages resulting from the use or inability to use our services.

6. Governing Law: These Terms are governed by the laws of the State of New York, United States.

7. Changes to Terms: We reserve the right to update these Terms at any time. We will notify users of material changes.

8. Contact Us: For questions regarding these Terms, contact us at: hello@alvaracapital.com



‍Privacy Policy

‍Last Updated: [July 10, 2025]

‍This Privacy Policy describes how Alvara Holdings INC DBA Alvara Capital (“we”, “us”, or “our”) collects, uses, and protects your information.

1. Data Collection: We collect information you voluntarily provide, such as name, email, phone number, and business details when you fill out forms, book appointments, or apply for funding.

2. Use of Information: Your information is used to process your applications, deliver transactional updates (including SMS and email), and improve our services. No mobile information will be shared with third parties or affiliates for marketing/promotional purposes. All SMS opt-in data and consent is never shared with third parties.

3. Cookies & Tracking: We may use cookies to remember your preferences and improve your experience. You can disable cookies in your browser at any time.

4. Retention: We retain your information only as long as necessary for business or legal purposes.

5. Your Rights: You may request an exported file of your personal data or request erasure (except data we are required to keep).To exercise your rights, email hello@alvaracapital.com.

6. Security: We implement appropriate measures to protect your information.

7. Children’s Privacy: We do not knowingly collect information from anyone under 18.

8. Changes: We may update this Privacy Policy. Material changes will be posted on our website.

9. Contact: For privacy questions: hello@alvaracapital.com

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