TERMS AND CONDITIONS

‍Last updated: June 1st, 2025

‍1. Acceptance of Terms By accessing and using AlvaraCapital.com ("Site"), you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.2. Use LicensePermission is granted to temporarily download one copy of the materials on AlvaraCapital.com for personal, non-commercial transitory viewing only. This is a license, not a transfer of title, and under this license you may not:Modify or copy the materialsUse the materials for any commercial purposeAttempt to decompile or reverse engineer any softwareRemove any copyright or proprietary notationsMirror or transfer materials to another serverThis license will automatically terminate if you violate any of these restrictions.3. DisclaimerThe materials on this Site are provided "as is." Alvara Capital makes no warranties, expressed or implied, and disclaims all other warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. We do not guarantee the accuracy, reliability, or outcomes of using the materials on our Site.4. LimitationsIn no event shall Alvara Capital or its suppliers be liable for any damages (including, without limitation, loss of data or profit, or due to business interruption) arising from the use or inability to use the Site.5. Revisions and ErrorsThe materials on the Site may include technical, typographical, or photographic errors. Alvara Capital does not warrant that any of the materials are accurate or current and may update them at any time without notice.6. LinksAny external links provided are for convenience only. Alvara Capital is not responsible for the content of any linked sites and does not endorse any linked content.7. ModificationsAlvara Capital may revise these Terms of Use at any time without notice. By using this Site, you agree to be bound by the current version of these terms.8. Governing LawThese terms shall be governed by the laws of the State of New York without regard to its conflict of law principles.

PRIVACY POLICY
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‍Last updated: June 1st, 2025

‍Your privacy is important to us. This policy explains how we collect, use, and safeguard your information.1. Information Collection and UseWe collect personal and business information you provide in funding applications or related forms. This may include credit and financial data.By signing or submitting any form or application, you authorize Alvara Capital to:Share this application and related data with third-party finance providersRequest and receive consumer and business credit reportsCollect banking and processing statements for underwriting purposesTransmit application information to third parties in compliance with applicable laws2. Communications PolicyBy submitting an application, you agree that we may use your contact information to communicate with you about the application process and related marketing communications unless you opt out.You may opt out of marketing at any timeIf you opt-in to receive communications, you will always be provided an unsubscribe optionEven if you opt out of marketing, we may still contact you regarding your application or account activity3. Data Privacy and SecurityWe comply with data protection laws, including the GDPR and CAN-SPAM ActWe will not share mobile numbers or data with third parties for marketing/promotional useAny opt-in or consent data related to text messaging will not be shared with third partiesYour data is stored and protected using reasonable safeguards to prevent unauthorized access or disclosure4. Use of SiteBy using our Site, you agree that Alvara Capital may collect limited, non-personal analytics data to improve user experience and site performance.5. Updates to this PolicyWe may revise this Privacy Policy at any time. Continued use of the Site indicates your agreement to the updated terms.MERCHANT AGREEMENT TERMSMerchant and its owners/principals:Certify that all information and documents submitted with the Application is true, correct and completeAuthorize Alvara Capital and its agents, partners and lenders to receive credit reports and any other information regarding the Merchant and principals from third parties, to verify any information provided on the ApplicationAgree to receive an occasional promotion or offer by email or faxFurthermore, by providing your phone number, you agree to receive text messages (e.g., payment reminders) from Alvara Capital and its partners at the cell number provided when signing up. Consent is not a condition of any purchase. Message frequency varies. Reply STOP to unsubscribe, HELP for help. Message & data rates may apply.

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