SBA 7(a) Loan

The SBA 7(a) program backs loans to established businesses with terms up to 10 years and amounts up to $5 million. We structure the file, prepare the package the lender expects, and manage the process from application to funding, so the longer timeline does not cost you the deal.

$25,000,000
Max Loan Amount
Up to 10 Years
Terms
680
Min Credit Score
2-6 Weeks
Typical Timeline

Why Choose Our SBA 7(a) Loan?

Lowest Cost of Capital

Government backing means rates and terms a conventional lender cannot match.

Structured by Us, Not Left to You

We assemble the package, the debt schedule and the projections the lender will ask for.

Bridge While You Wait

If the business needs capital before the SBA closes, a bridge facility covers the gap.

Payment Calculator

$
$10,000$500,000
Estimated Monthly Payment$5,208
Estimated Weekly Payment$1,203
Total Payback$62,500

*Estimates for illustrative purposes only. Actual terms may vary based on qualification.

Apply for SBA 7(a) Loan

One application covers working capital, term loans, SBA and lines of credit. Decisions within hours.

Start my application

Under 5 minutes. No impact on your credit score. Decisions within hours.

What Our Clients Say

“Alvara Capital funded my equipment purchase in less than 24 hours. The bank was going to take 6 weeks!”

Michael R.

Summit Builders LLC

“When we needed to renovate our kitchen, Alvara was there with fast funding and flexible payments.”

Sarah L.

Jade Garden Kitchen