Asset-Based Lending

For established businesses with identifiable assets, an asset-based facility is usually the largest and cheapest capital available outside a bank. We measure the collateral, set the borrowing base and arrange the lender, structuring revolving lines for working capital and term tranches for equipment and property, often in one facility.

$500K – $25M
Facility Size
AR, Inventory, Equipment, CRE
Collateral
1-5 Years
Terms
2-4 Weeks
Timeline

Why Choose Our Asset-Based Lending?

Priced on the Assets

A collateral-backed facility carries lower cost than cash-flow credit of the same size.

One Facility, Several Needs

A revolver for working capital and term debt for assets, under one agreement.

Scales With the Balance Sheet

Availability rises as the business adds receivables, inventory and equipment.

Payment Calculator

$
$10,000$500,000
Estimated Monthly Payment$5,208
Estimated Weekly Payment$1,203
Total Payback$62,500

*Estimates for illustrative purposes only. Actual terms may vary based on qualification.

Apply for Asset-Based Lending

One application covers working capital, term loans, SBA and lines of credit. Decisions within hours.

Start my application

Under 5 minutes. No impact on your credit score. Decisions within hours.

What Our Clients Say

“Alvara Capital funded my equipment purchase in less than 24 hours. The bank was going to take 6 weeks!”

Michael R.

Summit Builders LLC

“When we needed to renovate our kitchen, Alvara was there with fast funding and flexible payments.”

Sarah L.

Jade Garden Kitchen